Is the Discovery Health Medical Scheme Shariah compliant? Please see their explanation and claim.


The information sent by you and others is devoid of any Shar’i substance. The information does not provide the slightest clue to confirm that the scheme is indeed compliant with the Shariah. The information contained in the adverts of the medical company is simply a monotonous regurgitation of the claim of the scheme being Shariah compliant.

The true colours of the scheme will be portrayed in the contract. Acquire a copy of the actual contract. We shall then comment in detail, Insha-Allah.

It is difficult to accept that any insurance deal/scheme prepared by modernists could ever be Shariah compliant. They are adept in the art of using Islamic terminologies to market their haraam capitalist products, in the same style as do these capitalist, haraam riba so-called ‘islamic’ banks. They are old haraam riba wine in new bottles. However, since the bottles are transparent, it will not be difficult to ascertain the type of wine in the bottle.

Muslims should introduce the Aakhirah in their lives and cultivate some Tawakkul. There will always be trials in this dunya which Allah Ta’ala has created to be the arena of conflict between haraam and halaal. This is the ground for our trial. In a Khutbah, Hadhrat Umar (Radhiyallahu anhu) said:

“O People! Reform your souls, then your outward (physical/material) life will become reformed. Practice for your Aakhirah. It will suffice for your worldly needs.”

9 Zul Qa’dh 1443 – 10 June 2022

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